Two numbers, not one.
The same house is worth different amounts depending on how it’s paid for. Where the home fits, we bring both structures so you can compare them against your own basis and tax picture instead of guessing.
The conventional number
A straightforward, conventionally financed price. Standard contract, standard closing timeline, cash to you at close.
- Cash to seller at closing
- Conventional financing on the buyer side
- Normal Texas contract and title timeline
The seller-financed number
Typically a higher headline price in exchange for carrying paper — roughly 10–15% down with interest in the 5–5.5% range, with the note terms negotiated deal by deal.
- Higher price than the conventional number
- ~10–15% down, ~5–5.5% interest
- Sellers who don’t need all cash at close often net more
Rates and down-payment ranges shown here are the terms this pipeline has been working with, not a quote. Every note is negotiated on the specific deal, and nothing is binding until it’s in a signed contract reviewed by your own counsel and tax advisor.
What we look for.
This is the honest shape of the box. Homes just outside it still get read — send it and we’ll tell you where it lands.
Three steps, one day.
Send the address
Just the address to start. Anything you can add helps — recent renovations, whether it’s furnished, any rental history, HOA or none, and your timing.
Underwritten within a day
We pull the comps for that pocket, project short-term-rental revenue for the home’s size and location, and run it against debt service at our 1.4x coverage standard. Usually same day.
Offer or offers, in writing
If it clears, you get the conventional number and the seller-financed number side by side, with the assumptions behind each one written out. If it doesn’t clear, you get that answer and the reason.
What this is, and what it isn’t.
It is a real, funded buyer pipeline. These are investors actively acquiring short-term rentals in Austin, with a defined buy box and a coverage standard they hold to. We underwrite to that standard before anything reaches them, which is why the answer comes back fast.
It is not an instant-offer program.Nothing is guaranteed. If the projected revenue doesn’t cover debt service at 1.4x, or the HOA rules out short-term rental, there is no number we can bring you — and we’d rather say so on day one than string you along.
Short-term-rental rules move.Austin’s licensing landscape has changed more than once, and our underwriting assumes the rules as they stand today. We’ll show you what we assumed so you can judge it for yourself.
We’re a licensed Texas brokerage. Acquire ATX LLC, DBA The 247 Broker. Getting a read on your address costs nothing and puts you under no agreement; any representation or commission arrangement is separate and in writing before it applies.
One address is enough to start.
We’ll underwrite it against the buy box above and come back with the number — or with the reason there isn’t one.